Welcome To www.activefinancialservices.co.uk

07 February 2012

01/09/2011Follow Active Financial on Twitter: @activefinancial & Linked In: Active Financial Services for live updates on what's happening in our world.
01/01/2012Do you have numerous pension pots? Do you know their true value? We have the systems and advanced qualifications to help. Call today
05/01/2012Interest Rates held for 35th month in a row at record low 0.5%, but what does the future hold? Speak to one of our experts today
11/01/2012Worried about market volatility and its impact on your Investment / Pension portfolios? Contact us to see if any changes need to be made
01/02/2012We are delighted to announce the appointment of Gary Lumby MBE to the board as Non-Exec Director


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Terms & Conditions

about our services

3 Highcliff View
Westgate
Guisborough
Cleveland
TS14 6AY

Active Financial Services Limited
1. The Financial Services Authority (FSA)
The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.
2. Whose products do we offer?
Insurance
	We offer products from a range of insurers for pure protection policies such as term assurance and critical illness cover.
	We only offer products from a limited number of insurers.
	We only offer products from a single insurer.
3. Which service will we provide you with?
Insurance
	We will advise and make a recommendation for you after we have assessed your needs.
	You will not receive advice or a recommendation from us for term assurance and critical illness cover. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.
4. What will you have to pay us for our services?
Insurance
	A fee
	No fee for arranging term assurance and critical illness cover.
You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.
5. Who regulates us?
Active Financial Services Limited, 3 Highcliff View, Westgate, Guisborough, Cleveland, TS14 6AY is authorised and regulated by the Financial Services Authority. Our FSA Register number is 193065. Our permitted business is arranging insurance products. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.
6. What to do if you have a complaint
If you wish to register a complaint, please contact us: In writing: Write to Complaints Department, 3 Highcliff View, Westgate, Guisborough, Cleveland, TS14 6AY By phone: Telephone: 01287 632367 If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
7. Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance
Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.

Further information about compensation scheme arrangements is available from the FSCS.

IMPORTANT INFORMATION: The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Please be aware that a fee may be charged for advice given, the precise amount of the fee will depend upon your circumstances but this can be up to 1% of the amount borrowed.

Registered Office: Active Financial Services Ltd, 3 Highcliff View, Westgate, Guisborough, TS14 6AY
Registered in England & Wales 4039863
Active Financial Services Limited is Authorised and Regulated by the Financial Services Authority 193065.
The FSA does not regulate some forms of Secured Loans, Commercial Lending, Taxation and Trust advice. For further information, please visit www.fsa.gov.uk