Mortgage planning

AT ACTIVE, WE’VE BEEN HELPING PEOPLE AND BUSINESSES TO PLAN AND SECURE THE RIGHT MORTGAGE FOR MORE THAN 25 YEARS.

CLIENTS CHOOSE US BECAUSE THEY KNOW THAT WHEN THE MORTGAGE LANDSCAPE IS AS COMPLEX AND CHANGEABLE AS IT IS, THEY NEED A TEAM THEY CAN TRUST TO GIVE THEM ADVICE THAT’S ALWAYS CLEAR, SOUND AND RIGHT UP TO DATE.

Clients also like the fact that we charge a fixed fee of £500, and this covers all the time we take to search the mortgage market as well as our advice, recommendations and managing the application itself.

Perfectly Tailored

The so-called ‘Credit Crunch’ has made it more important than ever to get mortgage advice that doesn’t favour a particular mortgage lender or mortgage type.

Luckily for our clients, at Active we’ve got the resources to search for the right mortgage product to suit any individual or business. That doesn’t always mean the ‘cheapest’ mortgage, but it does mean one with the features and benefits to best match your needs.

Better still, we’ll take time to explain the terms of the mortgages we recommend and help you make it all happen once you’ve decided, giving you a service that’s streets ahead of anything you’ll find on a price comparison site or through a call centre. We’ll also work with solicitors and stakeholders to help reduce your workload and shrink your stress levels. Rest assured, when it comes to making one of the most important decisions of your financial life, we’re with you every step of the way – just what you’d expect from a firm with Chartered Financial Planner status.

Residential Mortages

We’ll search the market to find a mortgage that suits you, your circumstances and your long-term financial goals.

REMORTGAGES

Our remortgage advice service covers a variety of situations, including remortgaging to secure a better rate of interest, to enjoy a fixed interest rate product or to raise capital against your home.

‘BUY-TO-LET’ AND COMMERCIAL MORTGAGES

WE’LL HELP YOU FIND AND IMPLEMENT THE RIGHT BUY-TO-LET MORTGAGE IN ORDER TO SECURE A RENTAL PROPERTY THAT COULD PROVIDE A LONG-TERM INCOME.

Expert advice is crucial as lenders might ask for a deposit of 25%, plus you’ll need to consider the financial implications of maintaining the property and covering repayments while it’s unoccupied.

DEBT CONSOLIDATION

With the right help from us, it’s possible to use a mortgage to consolidate your debts into more manageable monthly payments with either short-term or long-term benefits, depending on your needs.

Information sheet

Call us today

01642 765957

If you would like to find out more about how we can help you, please give us a call or drop us an email.

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